I'm a serious arachnophobe. Sometimes it's just ridiculous. I'm especially scared of Black Widows because those are plentiful here. Money may be tight, but I still consider regular pest-control spraying an absolute necessity!
I had this conversation with 6 year old Tertius. He was supposed to get the bag of grapes out of the fridge and wash them while I did dishes.
T: "Mom, do you think there's a black widow in the grapes?"
Me: (momentarily panicked) "Is there a spider in the grapes?!"
M: "Then why would you ask that?!"
T: "Because remember that lady who found a black widow in her grapes?"
M: "What are you talking about?"
T: "Remember! You told us that story of that lady." (It was something in the news a couple years ago.)
M: "Well, I didn't remember that until now because I had worked so hard to not remember it. Why would you bring that up and remind me of that possibility? Freaked me out!"
M: "No, there probably isn't. The chances are very low that would ever happen." (shudder. so glad he's the one washing the grapes and not me.)